insurance

[Kneale Brownson]

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At 07:32 PM 04/29/2002 -0700, maximum at weetamoo.com wrote:

> >>>(including safe driver discount??? huh?)
>
>No moving violations for at least 4 years...I also have Amica which is a
>mutual company (you get a check at the end of the year like a stockholder
>..it's not guaranteed, but you usually get it).  Amica is also what's
>known as a "Select Risk" company so that where it's legal they won't
>take just anyone who comes knockin'.  You have to have a decent record.
>It keeps the pool cleaner.
>
> > 200q20v covered for PL/PD by Farm Bureau in Michigan for about $80 every
> > six months.
>
>$160 annually for Personal Liability and Property Damage?
>
>That sounds like fantasy land... just curious..is that for real?..and
>how much coverage...what about insuring against the uninsured?  Any other
>compulsories (sp?) in Michigan?

In my case, PL/PD limits are something like 300K/100K.  MI has "no fault"
insurance in which your car is covered by your insurer regardless of  how
the damage occurs.   The hooker is that meaningful comprehensive coverage
is quite expensive and of little value for older, high-mileage cars.  My
11-year-old 200q20v with nearly 200k miles has little "public market" value.
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