200 20v sedan values

[W.G. Giles]

What have these cars been selling for?  I have looked at the listings  
but I was wondering what people are really getting when the do sell.   
I am looking at my Ins. and the value of my 160K 200 20v and since I  
have never gone without collision I am not sure what is the right  
choice.  It is a daily driver 7 months out of the year and I do not  
have a history of damaging cars (excluding snow bank damage at  
Steamboa).  I thank the list in advance for its positive and  
knowledgeable feedback.
W.G.