[ba] help! need a little salvage title advice, if anyone knows..

[j fizz]

hey all...

so as if it werent bad enuff that the 5000's headgasket blow'd up, the
insurance co is trying  to salvage the car after the acident it was in. i
dont understand this because the car was hit very lightly in the pass rear
door. the accident was determined to be my fault. fine. they now want to
salvage the car, bc the cost of repairs would be more than the value of the
car. whatever. its still totally driveable.

the thing is, i didnt have comp or collision on the car, and now they want
to kill what little value the car has by salvaging it?!? i could fix it for
a few hundred bucks with a junkyard door and the car would be FINE! i dont
understand how they can just deem the car salvage now, when they had no
interest in it to begin with since i had no comp/coll coverage? it just
seems grossly unfair.

so i dont understand how this thing works, if they will reimburse me for the
loss, or have i just fallen into yet another institutional, systematic
penalty on the poor?

god.. i HATE insurance companies. i cant beleive they're real....

thanx,
jim

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