[Es2] Appraisal

[Jimmy Pribble]

First of all, I'm not an insurance expert.  However, I believe there are
"agreed value" policies that do not always depreciate.  These are commonly
used for race cars or other unique (antique?) vehicles.  The parties simply
agree on a replacement value and then perhaps revisit the subject at each
renewal, since a race car or antique car could have changed radically either
way over the course of the term and it's understood that they do not
necessarily track the normal used car market.  The carrier doesn't care what
the _reasonable and supportable_ value is, since your premium is directly
related to that agreed value.

Try searching the SCCA boards or similar for insurance issues.  Racers have
every unique situation you can think of, so they know where to go for
insurance.

Jimmy "Liability Only" Pribble