Bad day... NAC

[Mike Arman]

>
>Message: 12
>To: <quattro at audifans.com>
>From: <isham-research.freeserve.co.uk at pop.pol.net.uk>


<snipped>

>
>Not so funny part 1 - the Landrover's insurance company is likely to
>be liable for the lot.  They've confirmed the policy is "unlimited
>third party liability". I bet their calculations allowed for a few
>other cars and compensation to their passengers - not for an
>InterCity HST set, a Type 56 locomotive, a dozen or so coal trucks
>and compensation claims from a couple of hundred people, including
>for thirteen (at least) fatalities plus the rescue and clearup
>costs.
>
>HST sets are like hen's teeth - Richard Branson was recently reported
>as offering GBP20 million a pop.  No one was selling.
>
>See http://www.drake.co.uk for what happens when a UK motor insurer
>is forced out of business by claims.  The PPB only indemnifies
>private individuals - the legal battles will last for years.  Unless
>they can somehow wriggle out of liability, which I doubt.
>
>Not so funny part 2 - Fortis is also my insurance company and I have
>a claim in process.  Still, compared with being killed or maimed I
>have to be one of the less affected of the victims.
>


I see grey-suited corporate lawyers already gathering and hovering like
grinning, ghostly vultures on this one . . .

"Your Lordship, we feel it is the real fault of the MOT (or whoever is in
charge of the road system in the UK) because there was no guard rail to
prevent our client's insured from landing on the railway tracks after a
gust of wind ("Act of God") caused him to lose control of his vehicle."

There's gonna be some real creative blame-shifting done here, and for a
LONG time to come. What's it worth to the insurance company in legal fees
to get out of paying for this claim?

This is a real mess, and my heart goes out to everyone involved in it.

Best Regards,

Mike Arman