windshields+insurance LAC

[james accordino]

--- "Roger M. Woodbury" <rmwoodbury at downeast.net>
wrote:
> notice of non-renewal.
>
> The problem was frequency.  Before I had left the
> insurance biz, I had had
> four incidents...all of them comprehensive losses,
> and three of them
> involving windshields.  Two of the three were in the
> Mercedes that I had had

BTDT.  Very shocking when that happens, and much more
expensive when you talk to the NEXT insurance company.

> In Maine in the
> winter, they "sand" the
> icy roads with ball bearings,

In PA. also

> lot to ding a
> windshield, especially if you are always in a hurry
> as I was, and often
> following the big trucks a bit too closely.  (I'll
> admit that now!).

The same thing is happening to me as we speak, and for
the same reasons.  I've got 20-30 rock stars and 3
smallish running cracks in the Arva/Pilkington that
was in the car when I got it. (4 yrs.?+)  It WAS
already pretty severely sandblasted when I got it.
I'm SURE I'll be changing it before next inspection
due in May.

> Well, I knew that USAA was simply the best
> automobile insurance company in
> the world, and couldnt' face driving along without
> them, so I appealed.  No.
> That's wrong.  I begged, cried, pleaded and begged

Army?  I believe he's right.  Managed NOT to maximize
profits by f*cking members.  If you are Army or
ex-Army you should investigate this company.  Cheap
premiums and great service.  No I'm NOT an investor or
profiting in any way.  Just a VERY satisfied customer.

Bottom line.  Be careful if you're constantly
submitting claims.  It might SEEM like free money, but
if you do become non-renewable the new company you get
will almost certainly be much more expensive with a
higher deductible.  YMMV.

MAC-I KNOW I'll need a new windsheild VERY soon and am
reading ALL posts re. durability and crack resistance
in particular.  Please post or send me privately your
experiences.

Thanks
Jim Accordino


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