insurance silliness (was Re: "Other car" totaled- which Audi should I buy now?)

[Yoder, Wm. Douglas]

I hope the other guy didn't have Allstate ins.!

My mom was stopped, waiting to turn left when she was read-ended by a
guy going 45 in a 30 zone in a minivan... ended up totalling our '97
saab 9000.  He had Allstate, which tried to royall screw us in the
settlement.  They started out by not wanting to pay the value of the
car, claiming the MN no-fault laws.  Once that was put straight, they
said they couldn't find any '87 9k's to price compare to, for the value
estimage... so they compared to a '87 900!!  A quick call to the state
insurance comission fixed this... but then they still managed to come up
with a price about $2k lower than realistic.  We picked a court date,
and sued them for it. (at this point it was about 3 months after the
accident).  The judge decided in our favor, and the case was settled
"with prejudice" (no appeals available).  Then, they wouldn't send the
check via courier... we had to go in to their office and pick it up
(which meant taking time off work for my dad...).  Throughout this whole
procedure, the people at allstate acted like jerks & a**holes.

So:  I hope everything goes smoothly for you, and a warning for anyone
shopping for car insurance!

-Doug

qshipaz at juno.com wrote:
> Greetings Audinauts,
>
> Regretfully, my beloved Datsun 240Z gave its life against a Ford Expedition (his fault- rear-ender at about 45 mph!). Insurance silliness should begin shortly. On a more pleasant note: Am thinking about what to replace it with.
>
> It was my daily driver for the last three years. I have a project 200q which is slowly coming back together... however, it does seem that I'll remain a two-car one-driver family. Having narrowly escaped injury in the 31 year old Nissan product, I believe I'll put more faith in German iron nex time. Audi is my natural inclination @ the present time... but there are so many factors involved here:
>
> Have a 200q. I love the type 44, but I think that one is likely enough. And a '91 200 is kind of the best-of-breed IMHO.
>
> Owned a CGT previously. Liked it very much... but I have BTDT, am thinking about trying to find another flavor of Audi.
>
> My experience with my sister's '93 90S indicates that the later V6 cars don't have the character I'm looking for.
>
> An A4 is tempting, but would require creative financing unless the settlement for the Datsun is bigger than I thought (not at all likely). Don't like making payments on a depreciating investment.
>
> Have I pretty much exhausted the possibilities, except for a nice type 89 quattro? That's what I'm leaning toward right now...
>
> Actually, an ur-q is my "final frontier"... gotta have one someday. Maybe that's the answer- except it has to work on a daily basis and cover many miles yearly. Maybe the 200q should get groomed for daily grind use, and the ur should be the Datsun successor.
>
> Input on this subject very welcome...
>
> Rob
>
> '91 200q10v hangar queen
> '87 5kt, '85 CGT, '86 5ktq in past
> '72 Datsun 240Z (RIP)
>
>
>
>
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--
*------------------*--------------------*------------------------------*
|    Doug Yoder    |   wdy at zordok.net   |    http://www.zordok.net/    |
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|  Don't tell me the sky's the limit...                                |
|                                  ...there's footprints on the moon.  |
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