File insurance claim?

[Ben Walker]

I believe that would fall under 'uninsured motorist coverage' if your policy
includes that.  Hit and run as well as uninsured is covered under that
clause in most states.  Hope this helps.

Ben
1990 90 Non-Q


----- Original Message -----
From: "Andrew Buc" <abuc at attglobal.net>
To: "Quattro List" <quattro at audifans.com>
Sent: Saturday, January 11, 2003 9:01 PM
Subject: File insurance claim?


> Today I walked out to my '87 4kq, which is in very nice shape overall, and
> found a bit of cosmetic damage. There was a slight scrape at the 12
o'clock
> position on the lip of the left rear wheel arch, there was a dent in the
rear
> bumper, and the cladding below the bumper was slightly pulled away from
the
> bodywork. I assume someone must have clipped me at some point when the car
was
> parked. It's hard to imagine that I wouldn't have felt the impact if I'd
been
> in the car. I know from experience that bodywork isn't cheap, even if the
> damage doesn't look too bad. I really don't want to go down the slippery
slope
> of neglecting this sort of thing until the car looks like hell.
>
> Now, here's the rub. I have a claim incurred 2/19/00 about ready to drop
off my
> record. That one was my fault--I misjudged clearance and smacked a pillar
in a
> parking garage, and I figured I'd just have to play straight with my
insurance
> company (Safeco) and admit it. Coming in with another claim has an obvious
> downside, but so does eating it myself. I don't think this one should
count
> against me, since I'm not at fault, but I don't know if that's realistic.
I
> imagine I could call my agent on Monday, sound her out, and then decide
whether
> to file a claim. Any advice is welcome, thanks!