Personal Injury claim (LAC)

[Mike Arman]

>
>Lister's!
>Does anyone have an idea what formula insurance companies use to figure
>settlement claims for personal injury in car accidents? I've heard they use
>a multiple of the medical bills, but don't know what number is.
>I'm as good as I'm going to get after the a$$ ending that totaled my bride's
>CQ (required Audi content!).


Value of your car = $0
Value of your lost income = $0
Value of your time = $0
Distance to look at the wreck, miles times $5.00 deducted from settlement 
(if any)
Price per Polaroid taken, $50.00, deducted from settlement (if any)

These guys are NOT on your side . . .


Ammunition: Get yourself an attorney, preferably one who specializes in 
auto accidents.

Even after the lawyer gets his cut, you'll come out WAY ahead of where 
you'll be if you try this yourself.

Hate to say it, but the current insurance situation sucks, and if you don't 
have a lawyer, you ain't gonna get diddley, just diddled. Real good, too.

And even though grabbing the sleaziest accident chaser you can will make 
the OVERALL insurance situation worse, if you don't do it, YOU'LL pay the 
price for being decent enough to only want fair market value for your car 
(horrors!) and even your bride's medical bills repaid (unheard of!).

And no, the adjuster isn't going to treat you right just because you are 
the one claimant this century who decides to deal ethically with him - the 
adjuster's goal is to reduce or eliminate ANY payout from the insurance 
company that pays HIS salary - so consider where HIS loyalty is going to be.


I'm seriously considering doing a book "The Worst Companies in America to 
Work For" - and insurance companies are going to be *fighting* for top 
billing with Sears, mutual funds salesmen, and the credit bureaus.


Best Regards,
Mike Arman