insurance company hell with 4kq

[Kent McLean]

Nathan Ray wrote:
 > So when I take it to the body shop for an estimate they tell
 > me that the car is a total loss because it has $2700+ in
 > damages and there is no way it's worth that much.

I haven't had the misfortune, but the value the insurance
company places on the car is based on "average" condition.

Show them the stack of repair bills, go to Autotrader and
Audifans Marketplace and provide them a list of cars and
prices of above average cars -- ones in the same condition
as yours.

Don't accept their first offer. Say, "No." If they don't
come back with a better offer, let them know you are willing
to take their client to court (it may help if you know a
lawyer who will put it in writing). Let them find you a
car in comparable condition, to make you whole.

Be ready a) with a figure that you consider acceptable and
that is also reasonable, b) to buy back the car to have it
repaired, c) to buy a similar car to which you can transfer
your good parts, and/or d) take the money and upgrade to an
80/90/200/S car.

--
Kent McLean
'94 100 S Avant, "Moody"
'89 200 TQ, "Bad Puppy" up in smoke