Who owns your car?

[Henry A Harper III]

> How's this:  You are both right.  The recently departed is the registered
> owner, and the executor of the estate gets to decide how the car is
> disposed of, following the wishes of the deceased as expressed in a will.
>
> The bank has a lien on and possession of the title, and won't release it
> until the loan is paid off.

On the other hand, since the car/loan is "upside down" anyway and the idea
was to get the car back from the bank to minimize losses in selling it vs.
bank sending to auction...what is the bank going to do if the payments
aren't made? Come get the car? No, they have it already! If they won't give
it back to the estate, then it's been "repossessed" in effect - they can't
*also* expect payments to continue be made. Can they?

IANAL!
Henry