And another one gone..... (4KCSQ)

[Brendan Walsh]

So i got rear ended today, need a new bumper and mounts, slight pull
on the right rear quarter, nothing major, but... the cost of which
would effectively "total" the car. Cost of parts+labor etc would be
roughly $1500, since book value on the car is only $1200 or
something... My fear here is that the insurance company(not mine
PSE&G's) is going to total the car outright if i even attempt to file
a claim. Anybody got a suggestion on what i can do here?  Other than
trying to get them to investigate the value of similar cars in the
area(not that i think that would help, lots of beaters around here.) I
like my Q, I put quite a bit of sweat equity in getting her running
tip top and I'd rather not have to start over on another car just
cause some bonehead bumped into me. Should i have to total it, is
there any hope of buying it back from the ins. company as a salvage? I
have no interest in selling it off or parting it out or anything, I'd
just like to have my car fixed and  on the road. It seems ridiculous
that it would be junked over such minimal damage. K, Done venting...
TIA
Brendan

--
"To err is human, to repent divine; to persist devilish." -Ben Franklin