Fender Bender repair advice needed

[cobram at juno.com]

Richard van der Hoff <quattro at rvanderhoff.org.uk> writes:

> This is totally *not* my experience here in the UK. As I understand 
> it, the limit of the neighbours' (and hence insurers') liability is the
> private sale value of the damaged car; and if you take that, the 
> car will be declared a write-off and you'll have to get it inspected, 
> as Brendan says.

My experience is exactly the same as yours on this side of the pond.  IF
your car is worth much more than book for some reason, you have to have
it inspected by an approved appraiser BEFORE anything happens.  Put your
foot down on a much higher value than book, and the insurance company
will deny the claim, and you'll have to go after the insured yourself.
BTDT, got the Tshirt. ;-)
 
BCNU,
http://www.geocities.com/cobramsri/
I live on a one-way street that's also a dead end. I'm not sure how I got
there.