[s-cars] insurance claim on paint job - They want to charge m e depreciation of 25%

Robert Pastore rpastore at animalfeeds.com
Fri Aug 22 15:39:07 EDT 2003


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And did the cost of your comprehensive coverage decline as the insurance
company's potential "risk" depreciated?  I'd keep fighting.


-----Original Message-----
From: Lee Levitt [mailto:lee at wheelman.com]
Sent: Friday, August 22, 2003 11:56 AM
To: S-Cars
Subject: RE: [s-cars] insurance claim on paint job - They want to charge
me depreciation of 25%



Stefan wrote:
> I don't know what your car looked like before, but as does
> mine, I'm sure it had some scratches, chips, swirl marks etc.  I know it
> hurts, but unless your car was perfect before, depreciation will apply.
> Having said all that, you may still want to get some other estimates for a
> repaint.  Good Luck

Hmm.

When my wife's pearl '96 A6 quattro wagon was dented last winter, and we had
to replace the fender, straighten the door, and repaint the entire side of
the car, my insurance company (USAA) paid the full amount of the repair, no
deductible, no questions asked.

Why is this situation any different?

This problem was caused by the road crew. Your insurance company should pay
to have your car put back the way it was before the damage, and then they
should go after the contractor.

Alternately you could sue them yourself.

Lee
'95.5 S6 avant
'96 A6 quattro avant

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