[s-cars] Hail Damage Repair

[chris chambers]

Your first step before anything is to go to the dealer and get an
estimate. If there are any special repair procedures for the aluminum
the dealer whould be trained for it.


After you get your estimate contact your insurance carrier, in a case
such as this they may in fact waive the deductible. Because this was
not an at fault incident you won't have a premium increase. The one
thing to check is if you will lose your safe driver discount, this is
given if you go 5+ years without a claim (usually an at fault claim).


I am willing to bet this repair will be higher than you expect.

Chris





--- Bob DG <bobs6 at msn.com> wrote:
> If I were you I would use PDR (Paintless Dent Removal). That way you
> don't 
> end up with a crappy paint job. And the hood is aluminum on the A6,
> not the 
> roof. I'm not sure you can do PDR with aluminium.
> 
> 
> >From: JR <urs4 at magnaspeed.net>
> >To: Calvin & Diana Craig <calvinlc at earthlink.net>
> >CC: s-car-list at audifans.com
> >Subject: Re: [s-cars] Hail Damage Repair
> >Date: Tue, 15 Jun 2004 00:06:35 -0500
> >
> >Comp claims do not raise your rates.  If your repair requires body
> panel 
> >replacement or painting, you're going to eat that 500 deductible
> right up.  
> >Might as well use insurance.  That's what it's there for.  As for
> the 
> >tickets, how old are they?  Why haven't they found them already? 
> Check 
> >your driving record online (just search in a search engine).  Maybe
> they 
> >were the kind that never made it to your record.  At any rate,
> insurance 
> >will likely find your tickets eventually (they usually run an MVR at
> 
> >renewal), so if the estimate is up there, just use your insurance,
> take 
> >your lumps for the tickets, and don't get caught speeding anymore. 
> :-P
> >
> >JR
> >
> >
> >Calvin & Diana Craig wrote:
> >
> >>Well I have lived in Denver for 8 years and had no hail damage thus
> far so 
> >>I
> >>guess my number was up.  My black 2001 A6 2.7T got pelted last week
> with
> >>about 50 (best guess) dents.  2 or 3 on the trunk lid, about 10-20
> in the
> >>roof and 30-40 in the hood.  Does anybody have any places that they
> would
> >>recommend in the Denver area?  One thing that I had heard was that
> because
> >>the roof, I think, is aluminum it takes a little more care than
> normal 
> >>sheet
> >>metal.  Does anybody have any experience with this?
> >>
> >>The second question is should I claim on my insurance ($500
> deductible) or
> >>foot the bill myself?  Do comprehensive claims normally raise your
> rates?
> >>Of course my situation is complicated since I have 5 cars and my
> insurance
> >>is a lot of money each year and a small percentage change in my
> rates can
> >>mean lots of dollars in absolute terms.  The other complicating
> factor is
> >>that I have two tickets on my record that if the insurance company
> checks
> >>will show up.  Right now I have a good driver discount which of
> course 
> >>would
> >>go away if they found the tickets.  What's everybody's opinion?
> >>
> >>Of course I just got this car 2 months ago and the dang thing was
> in
> >>absolutely top notch condition.  Why couldn't this have happened to
> my '89
> >>200 wagon with a bazillion miles?  ARGH!
> >>
> >>--Calvin
> >>
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> >>
> >>
> >>
> >
> >
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