[s-cars] insuring the UrS4

[jpb3]

Hi Alex,

I am an insurance agent and insure my UrS6 as I would any other vehicle on a
normal auto policy.  I only have liability on the car since it is paid for
so I "self insure" quite a bit but it is worth it for the savings.

At least with the products that I sell the UrS does not qualify for any
collectible status, nor will you ever get your money back for mods in the
event that the car is totalled without complete documentation of those mods,
and even then only if your persistent and lucky.

There are specialized policies out there where you can "declare" your cars
value and pay the according premium but again, it's not worth it.  HTH

John


On 3/21/06, Alex Williams <bwillia0 at yahoo.com> wrote:
>
> Just wondering how you guys insure your UrS4s -- do you go through a
> regular insurer like State Farm or Allstate, and insure the car for its book
> value, or do you use some sort of collector car insurance, especially if
> your personal investment in mods far exceeds its book value?
>
> Alex Williams
>
>
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