[s-cars] insuring the UrS4

[Marc Gorelick]

Hi Taka,

Sorry for the delayed reply, I've been out of town the last 3 days. I'd 
be happy to share, on-list as you can see.

My experiences have been somewhat limited since I haven't had an 
accident in either car, thank goodness! However, here's what info I can 
offer and I hope it's somewhat useful.

1) First off, I'm in Michigan. Specifically, metro Detroit (Oakland 
County). This is a very un-"redlined" area.

2) I am working with Farmer's, and the agent is a friend of the 
family--not that this is saving me any money. I don't know of anyone 
else offering this coverage in Michigan, but then I haven't looked either.

3) I can't say for sure what others are paying, so it's hard to say what 
the comparison costs would be. However, my insurance is about $400/6 
months on the UrS. I am paying a higher rate than I would normally for 
this coverage becuase I momentarily have a very low deductible--a 
special situation. Email me directly for details about my age, driving 
record, the aforementioned "special situation," etc; I don't mind 
sharing but I'd prefer not to publish personal details to an 
Internet-searchable archive.

Let me know if you want/need more details.

Marc


Taka Mizutani wrote:

> Marc-
> Can you share, either on or off-list your experience with a stated 
> value policy?
>
> What companies offer this for a non-collectable car?
>
> What are the premiums like compared to a standard policy?
>
> What state are you in?
>
> Thanks,
> Taka
>