[s-cars] [V8] V8 vs A8

[Theodore Chen]

Miatas are expensive to insure, relative to their cost.  Many of them, especially older ones, are modified and driven by boy racers.


Taka is paying nearly as much to insure his Miata as his Corvette, even though the Miata doesn't have collision coverage.



----- Original Message ----
From: Ian Duff <iduff at comcast.net>
To: Brian Armstead <barmstea at voanews.com>
Cc: "s-car-list at audifans.com" <s-car-list at audifans.com>
Sent: Fri, February 19, 2010 12:19:44 PM
Subject: Re: [s-cars] [V8] V8 vs A8

How many times have you seen a brand new Vette with a geezer driving  
it at about 5 under? Actuarial rates must acknowledge that a good  
portion of Vettes are phallus proxies.

In a similar vein, except for Spec, a fair number of Miatas can be  
found parked in the employee area of hairdressers, also no doubt  
acknowledged by the actuaries.

How's that for generalizing? I'll be very upset if no one flames me...

-Ian Duff, sent from my iPhone.

On Feb 19, 2010, at 15:13, Brian Armstead <barmstea at voanews.com> wrote:

> Taka,
>
> The insurance companies know you can't pull any women in an STi, so  
> they
> figure you will go slow while trolling for hotties in your Corvette!
> Hence the lower risk and lower cost.   Makes sense no?
>
> Brian :-)
>
> Taka Mizutani wrote:
>> Thanks for the info, Mike.
>>
>> Insurance doesn't make a lot of sense to me how they figure out  
>> rates- my
>> Corvette cost about 1/2 of my STi. My Miata costs 2/3 of my  
>> Corvette premium
>> even without collision coverage.
>>
>> Taka
>>
>>
>> On Fri, Feb 19, 2010 at 2:05 PM, Mike Fitton <rfitton at vt.edu> wrote:
>>
>>
>>> My Dad's an insurance agent and I talked at length about this with  
>>> him a
>>> couple years ago.  It varies considerably by the carrier.  Some  
>>> carriers had
>>> little difference in rates among cars in that class, while some  
>>> others I
>>> noticed completely blacklisted aluminum cars.  At the time, the  
>>> financial
>>> practices of insurance carriers was perhaps somewhat different  
>>> than it is
>>> now, so this information may be dated.  I just found it  
>>> interesting that a
>>> 400bhp Corvette could be insured while a 270bhp, 15 year old NSX  
>>> would be
>>> refused.  I know which car I'd be more likely to crash.
>>>
>>> By the way, I think the newer XJs (2003ish and up) are substantially
>>> aluminum now.  As more and more cars go that route, I suspect this  
>>> policy
>>> will be backed off a little in the future.
>>>
>>> -Cheers!
>>> Mike
>>>
>>>
>>> On 2/19/2010 9:38 AM, Taka Mizutani wrote:
>>>
>>>
>>>> How much is insurance on an A8, compared to something similar in  
>>>> steel-
>>>> Jag
>>>> XJ8, MBZ S-Class, BMW 7 series, etc.?
>>>>
>>>> Taka
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>>>>
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