[Vwdiesel] TDI hitches
Tad
tadc at europa.com
Thu Feb 23 10:39:11 PST 2012
For that matter, who knows if there are actually rules regarding
bumper height, in states like mine where there is no safety inspection
whatsoever(only emissions), who would ever know? The closest you
would come is a cop giving a ticket for inop headlight or turn
signal... they certainly don't seem to give an eff about
lowered/raised/missing/home-made-wooden bumpers, blacked-out
taillights, idiotic tinted headlight bulbs, improper/inadequate
fenders, obnoxiously loud exhaust/stereo, badly modified suspension,
cracked glass, view-obstructing stickers, (for the most part) illegal
tint, etc ad nauseum.
Come to think of it, this would be a good argument against the idea
that cops are only interested in revenue-generating tickets... the
certainly could make some money ticketing people for all the retarded
BS they do to their cars.
Speaking of jacking up premiums... in the case I mentioned earlier,
what was certainly less than a 5 MPH bump resulted in all the
front-end damage to the other car, plus the young lady driving (at
least somewhat understandably in this case) insisted on an ambulance
ride to the hospital for her one-month-old and recently-out-of-surgery
toddler, and I saw from the DMV report that she was claiming injury
for all three of them. Who knows how much the insurance ended up
shelling out for all of that.
On Wed, Feb 22, 2012 at 10:14 PM, James Hansen <jhsg at sasktel.net> wrote:
> I have a buddy that works in the insurance industry, as an auto claims
> adjuster. They tear their hair out about it, but all it does is cause
> general premiums to go up.
> The comment that insurance is for stupid people was never more true, in that
> you can bolt all sorts of idiotic crap onto a vehicle, making it nearly
> undriveable in the name of fashion, and go out and wreck it, and they cover
> the value of the vehicle, AND the value of all the bolt on aftermarket
> products. It drives him nuts.
> I got rear ended in a 1999 tdi jetta a few years back by a lifted dodge 4X4.
> Kinda like your deal, my Jetta was toast, the cell phone talker's truck was
> nearly unscathed.
> If you look under the fronts of the new trucks, they have sort of horn like
> appendages poking down and forward to hook the sheet metal of cars the
> driver tries to run over after they lift the truck and talk on the phone in
> an attempt to save lives. Manufacturers recongize the problem, but it takes
> action by provincial/state law to fix. A uniform bumper height rule would
> fix lots, and some jurisdictions have just that, but most don't.
> -james
>
>
> -----Original Message-----
> From: vwdiesel-bounces at vwfans.com [mailto:vwdiesel-bounces at vwfans.com] On
> Behalf Of Tad
> Sent: February-22-12 11:09 AM
> To: vwdiesel at vwfans.com
> Subject: Re: [Vwdiesel] TDI hitches
>
> I recently had occasion to wonder why insurance co's don't yell more about
> nonstandard bumper heights (raised/lowered vehicles). I had what would have
> been a minor bump with another car resulting in just a scratch to the car I
> was driving (not my TDI fortunately), but because the other car was lowered,
> instead of the bumper absorbing the impact, the front grill, headlight and
> hood took the damage at probably 10x the cost.
>
> On Wed, Feb 22, 2012 at 6:44 AM, James Hansen <jhsg at sasktel.net> wrote:
>> I wouldn't sweat the insurance. The only liability that a different
>> bumper would cause is perhaps more damage to your own car because it
>> isn't built to entirely absorb a slow speed hit, which most bumpers
>> are built to do without damage. At speed, it's all the same. Besides,
> they insure a truck with a 4"
>> lift kit and monster tires without batting an eyelash, when
>> non-standard bumper heights are known to increase accident damage
>> significantly, and promote injury to the passengers of the vehicle
>> being hit... a far cry from a hitch under a bumper cover at stock
>> height. If the homebuilt hitch breaks and releases a trailer into
>> traffic, then it would be an issue, but an unlikely event if you have
>> all the safety precautions in place (dual safety chains, breakaway brake
> system, etc).
>> -james
>>
>> -----Original Message-----
>> From: vwdiesel-bounces at vwfans.com [mailto:vwdiesel-bounces at vwfans.com]
>> On Behalf Of Travis Gottschalk
>> Sent: February-22-12 5:19 AM
>> To: tadc at europa.com; vwdiesel at vwfans.com
>> Subject: Re: [Vwdiesel] TDI hitches
>>
>>
>> I am sure they could and depending on the crash would if there was a
>> major lawsuit and/or with injuries and the crash involved either the
>> trailer or the rear of our cars. Which in that case they likely would
>> go after any who build there own hitch. I know the 5th wheel hitch on
>> my fathers truck was made by a welder (not my brother) no different
>> then the hitches on the cars are made by a welder (my brother). And
>> for that matter only the USA prefab hitches would get away from
>> worrying about insurance (and likely only if installed by a
>> "certified" person). The Euro hitch would have the same insurance
>> battle as my hitch since it replaces it yet it is a factory made item
>> just not DOT approved (and the ball is metric-but close enough to 2
>> inches to call it a day). Basically-don't get rear ended and don't get
>> into an accident with a trailer and there can't be an issue. Drive
> defensively-anyone can be sued for any reason anymore.
>> Travis G
>>
>>
>>> From: tadc at europa.com
>>> Date: Tue, 21 Feb 2012 16:24:40 -0800
>>> Subject: Re: [Vwdiesel] TDI hitches
>>> To: tgott at hotmail.com
>>> CC: vwdiesel at vwfans.com
>>>
>>> Your comments make me wonder... if you got in an accident with this
>>> setup ("modified safety equipment") I wonder if the insurance would
>>> squawk?
>>
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