[Vwdiesel] Smooshed Golf Update-Insurance Hassle Stage Has Begun

[Dave Cook]

Good points, I have been dealing with USAA, the company insuring the person who hit me.  I think most companies like to try to sleaze their way out of paying!


I did submit some ads for cars for sale late Thursday afternoon but haven't heard anything since then (but today was a holiday for them).  Hopefully tomorrow I'll have a revised-up offer!


I have a good relationship with my agent, so I will stop in and ask about if there are any similar rules in Kansas about the fees for title/tax, as well as sell back price.  They told me the amount came from a quote from one of their yards that buys their salvage vehicles.

 
Dave Cook


________________________________
 From: Stephen Sherman <spsherm at msn.com>
To: vwdiesel at vwfans.com 
Sent: Monday, November 12, 2012 9:23 PM
Subject: Re: [Vwdiesel] Smooshed Golf Update-Insurance Hassle Stage Has Begun
 
Not sure how it works in your state, but in Colorado the ins co pays you for the title and tax regardless if you buy the totalled car back.  If they total the car then they are admitting that the car is unfixable/undrivable so you need to find a replacement car. You are buying back the old one for parts.

Sounds like your ins co is sleazing their way out. If they don't think you need to replace this vehicle then let them fix it. If they won't fix it, then it needs to be replaced and you will have taxes and title fees for the new one. Regardless if you want it for parts. They can't have it both ways.

Also, most states have a set amount which the ins co must sell you back your totaled car; something like 5% of the amount they value it at.  I'd check what that value is for your state and ask the ins co why they want more (if they do).

When I have had to deal with Ins co before in similar situations, I dug up several recent sales records for similar TDIs. The ins co was willing to accept those as proof of higher retail value than their number and went with that value.

Good Luck.

_______________________________________________
Vwdiesel mailing list
Vwdiesel at vwfans.com
http://www.audifans.com/mailman/listinfo/vwdiesel