Re: Low Cost..Top Rated..Insurance

[Andrew Duane USG/PE <duane@zk3.dec.com>]

Hairy green toads from Mars made Paul Royal say:

> All disclaimers apply:
> 
> AMICA....1-800-24-AMICA
> 
> Hitch: They are a select risk company...(ie ... no bad drivers at least   
> ones that were caught)
> 
> Example: AAA quote for 5000S; $1200....AMICA: $800
> 
> When AAA asked who I had my insurance with, they said, and I quote: "No   
> wonder, we can't touch them"

Beware of companies like this, though. They will often drop you like a
hot potato when they feel like it.

There is also another downside to companies like this.

When Angela moved up with me, she was with State Farm. I'm with Allstate.
I investigated State Farm. Gave them my info, they quoted me 20% less
than Allstate ($600 vs. $750). Of course, they found out I had a ticket
(didn't matter when), which bumped me out of that pool into the $1200 one.

At work, they offer MetPay (Metropolitan). Same deal. The estimate was
a good one. When they dredged up 5 year old tickets and a 4 year olf
non-chargeable comprehensive claim, they doubled the price.

Also, if I needed a question answered, I asked the on-site agent. He
called the office manager. He called the home office. They called the
manager back, he called the agent back, he called me back in a week or
so. With Allstate, I call Ken and he gives me the answer.

Now, a lot of insurance matters are affected by the state you're in
(right, Bay Staters and Garden Staters?). These are my experiences in NH.
You often get what you pay for.


-- 

Andrew L. Duane (JOT-7)			duane@zk3.dec.com
Digital Equipment Corporation		(603)-881-1294
110 Spit Brook Road
M/S ZKO3-3/U14
Nashua, NH    03062-2698

Only my cat shares my opinions, and she's too heavy to care.