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Re: Insurance...male vs. female (no audi content)
Rob Hill wrote:
<And the thing I love the most...women are lower risk drivers than men?>
Yup. By a lot. By and large, they don't drive musclecars, they don't do
wild-ass show-off stunts, and they don't drag race.
Let's do a little informal tally of my and some friends' wrecks (all before
we were 21 years old):
Myself: '68 Corvette - hit curb and guardrail after screwing around
'84 Pontiac - slid into another car in the snow while screwing
around
Enough near misses and "lucky no-damage" slide-offs to keep
me up at night if I think about it.
College Buddy #1: '87 Mustang GT - slid off road into drainage ditch
while on bender about girlfriend. Car rolled over.
'91 300ZX - Totaled at 90+mph at 2am on residential
street, lost control while screwing around,
destroyed a front lawn, ripped suspension from
mounts and lost most of the underbody hitting a 9"
high curb.
'88 Mazda RX-7: Lost control in mountains chasing
guys on motorcycles - totaled car, nearly hit house
while screwing around. Went to jail for a bit, now in
medical school where he has no time to drive.
College Buddy #2: Mangled Mustang GT in mountains, lost control due to
too much speed, too much adrenaline, too much yaw
angle. Screwing around. Bought Porsche 924S 2
weeks later. Lost control of that and hit light
pole while screwing around, car damaged but
repaired.
College Buddy #3: Nearly killed us both showing off the handling
prowess of his "restored" '73 Firebird. Spun
backwards into telephone pole at 40+ mph. Pushed
gasoline tank under back seat of passenger
compartment, shifted pole 5" in ground. By the Grace
of God we weren't incinerated. Just screwing
around. Police officers were sitting 50 feet away in a
driveway and witnessed entire crash. Walking over,
one says to the other, "Look, Jim...it's Mario ****ing
Andretti!"
Cousin #1: List of cars totalled include '86 Mercedes, '87 Fiero
(modified), '91 IROC-Z (rich daddy). All while
screwing around or not watching what he was doing.
Now, I've known some females that were bad drivers and I even knew
one girl who had notches that exceeded my Cousin's, but by and large,
most of the women that I've known have had either minor accidents
(parking lot-type things, minor fender-benders, or hit by others) or no
accidents at all. And nowhere near the proportion of life-threatening,
car-totaling, repeated monster shunts that the guys I've known, including
myself, kept having until they grew up (if they got the chance). There is
one house in my home town that the owners forced the township to
install steel-reinforced concrete columns in front of painted day-glo
orange. Seems this house is on a "sweet" corner that the local street
racers love to blow through in the middle of the night. The house was
crashed into 4 times in 3 years. All of the drivers were male. One is a
corpse.
IMHO, based on my admittedly disconnected, anecdotal experiences,
young males are much more dangerous drivers than young females,
regardless of how much more "car knowledge" they might think they
have. Eventually, it dawned on me: my name is Alex Kowalski, not Hans
Stuck.
Best Wishes for fun and safety,
Alex
'86 5KCSTQ