Re: Deer FAQs

["Steve Bigelow" <sbigelow@sprint.ca>]

Brad Wilson wrote

>Losing control of your vehicle and causing a multiple car accident is far
>more serious than hitting a deer.  Check with your insurance, because deer
>accidents are usually covered.  If you swerve and cause an accident, it
may
>not be ("No Fault" states aside, of course).  Remember that a car can be
>fixed or replaced.  
 
In Ontario (and a lot of other juristictions, I imagine), it's covered
under "comprehensive". BTDT, June 1. Horn, brakes, high beams, no swerve,
on a 4 a.m. pitch black two lane twisty highway. #7, just west of Carleton
Place, for any locals. Swear to God that silly bugger waited until he KNEW
he couldn't miss me, and then runs. Folded him over the hood and under the
bumper until I screeched to a halt from quite a good (ahem) clip. He
disappeared into the brush. Crumpled hood, crumped fender, folded back
lights, a few trim bits. $100 deductable on comprehensive, and I have a
newly painted hood and drivers side fender, goodbye peeling clearcoat!
$1500-1600, as I recall. The cops, body shop, and (most importantly) the
insurance guy all saw the fur still caught in the bumper scratches. 

Now, if I had swerved, and saved the deer, took the ditch at 4 a.m. on a
National holiday, all by myself on a dark highway.......well.....asked the
adjuster about that, and he says "Well, it depends on your history" or
something to that effect.

BTW, four persons, including the cop, asked if I still had the deer.....

Steve Bigelow
Discreet Dungeons
Ottawa Ontario
'84 5ks "Audrey", proper German silver, Husco armrest/cupholder
'82 Coupe (previous)