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HELP!! Insurance company trying to screw me and my 4000Q!! (part 3)



Thanks to those new comments that rang in today.

One lister, Doyt@nwonline.net (Doyt W. Echelberger), cautioned on avoiding the
"salvage title."  This is certainly good advice.  Luckily, I see no way that
this can be forced upon me.  In order for the salvage label to be placed on my
title, I would have to sell the car to the insurance company as part of their
"total loss" disposition, and then buy it back from them as scrap.  I refuse
to let this happen.  The title will never leave my hands.

I am going to get the car fixed, with or without any monetary assistance from
the insurance company, and then with receipts in hand, I am going to negotiate
the most money I can from them.  If I am only a few hundred dollars short of
satisfaction, which I suspect is all it will be, then I am just gonna eat it.
The alternative would be to pursue litigation.  Any additional monetary
compensation would be offset by lawyer fees, hassles of court appearance,
etc., so it would not make sense.  Only if they plan to be TOTAL DICKS to me,
then I will pursue the litigation route, just because I probably couldn't
respect myself if I rolled over totally for them and took it up the ass!

Well, I'll keep you all posted on any new developments.


Chris