At 06:06 PM 2/23/99 -0500, Bob wrote: >Really? Not in CT. BTDT Thats enough to make me move out of that state! >Bob Seeing what Bob and others say about this...I'm thinking I should have consulted an attorney. My experience was with a relatively minor accident so I didn't feel the need to investigate the legal issues. But looking back on it I probably should have. Dave C.