Re: screwed part deux..the insurance company's offer??./ salvage cert.???

[Huw Powell <human@nh.ultranet.com>]

> example:
> if i had a $1500 custom stereo system in my car, and the stereo system was
> damaged in the wreck, and i furnished the ins. co a reciept for the stereo
> system,- all the adjuster is telling me he would do is call a brand new Audi
> dealer and ask them if the custom stereo system makes my 84 turbo worth
> more!!!???

sorry to be cruel but that is a bad example... "investments" in stereo
gear don;t add to the value of a car except maybe slightly. 

Anyway, the word of warning I suppose must be repeated here in the
aftermath of your tragedy... to all.

Look up the "book" value on your car sometime.  prepare for a shock if
the year starts 198*!  (I think if my car is totalled right now I have
to give the insurance co. $300!)

If you think your car is worth more, really, call your agent and get set
up with an appraisal and some sort of declared or agreed upon value
policy ASAP!

otherwise your rates are based on the book value you looked up...

-- 
Huw Powell

http://www.thebook.com/human-speakers

82 Audi Coupe; 84 4kq; 85 Coupe GT
http://www.nh.ultranet.com/~human