How to Insure Loan Value of '90CQ vs. Market Value...

[Kneale Brownson]

Some insurance companies offer a "stated value" rider that covers the car 
to a value that you and an acknowledged appraiser agree is appropriate 
given the car's special circumstances such as extra-mint, 
low-mileage.  That option may depend upon state insurance rules.


At 11:42 AM 10/09/2000 -0400, Greg Heidt wrote:

>This Friday I pick up my "MINT" '90 CQ with 66k miles (loaded).  I have one
>concern.
>
>My bank loan on the car exceeds the market value of the car.  Unfortunately
>the car does not yet fall into the category of a "Collectable" due to time
>in service.  Is there any way to Insure the car for the loan value on the
>car?  Thus (God forbid) the car gets totaled, insurance will pay off the
>loan even though it exceed their market value.
>
>Any help here would be greatly appreciated. I have checked with 2 insurance
>companies and AAA and they will not insure the car for replacement/loan
>value unless the car is new.
>
>Regards,
>Gregory C. Heidt
>Manager of Information Technologies
>Scott Paint Company
>Sarasota, Florida
>E-Mail: mis0 at earthlink.net
>Web:  http://www.scottpaint.com/
>
>  -----Original Message-----
>From:   quattro-admin at audifans.com [mailto:quattro-admin at audifans.com]  On
>Behalf Of Thomas J. Donohue, Jr.
>Sent:   Monday, October 09, 2000 10:44
>To:     Wallace White
>Cc:     Martin W. N. Suryadarma; quattro at audifans.com
>Subject:        Re: Speaking of Audi locks..
>
>If you can't do this, $45.00 is not bad; I was quoted $150.00 by a local
>locksmith who I know pretty well to re-key my 200qta ignition switch to
>match
>the doors (PO put in new ignition switch so I have to fumble with 2 keys).
>
>Wallace White wrote:
>
> > Martin -
> >
> > On my car ('87 5k), I was able to remove the lock cylinder from the new
> > and old door handles, note the arrangement of the little brass wafers in
> > the old lock, and rearrange the wafers in the new lock to match. Not
> > much to it. I don't know if all keys use the same wafers, just in
> > different combinations; you might have to reuse your old wafers in your
> > new lock.
> >
> > - Wallace
> >   '87 5kcstq 166k
> >
> > "Martin W. N. Suryadarma" wrote:
> > >
> > > Someone broke into my car and destroyed the front pass locks. So I got a
> > > replacement lock assembly, but obviously it doesn't work with my key.
> > > I've been calling around locksmiths to make it fit my key. Most of them
> > > don't do Audis or european cars. I have only found 1 so far, and he's
> > > gonna charge $45 for it. Is this a normal price?
> > >
> > > Martin
>
>
>