Insurance question- someone hit my A4

[S4Biturbo]

If you have "broad form" insurance, the deductible will be waived as long as
you are less than 50% at fault.  Also, because you were not at fault, this
shouldn't cause any increase in your premium.
Kevin

-----Original Message-----
From:	quattro-admin at audifans.com [mailto:quattro-admin at audifans.com] On
Behalf Of Justin Wamboldt
Sent:	Wednesday, January 03, 2001 12:49 PM
To:	'quattro at audifans.com'
Subject:	Insurance question- someone hit my A4

New years eve my 96 A4 was parked while me and a bunch of friends took the T
into Boston. When I came back my car had been hit by someone. The damage is
minor, but I'm going to need a new headlight, hood, and bumper. My questions
are is there any way I can get out of paying the deductible? And will they
put a surcharge on my insurance? If so, I'd like to just cancel the claim
and pay for it myself, any ideas on what that would cost to fix?

-Justin