Crunched 5000 TX law Question

[Fred Munro]

----- Original Message -----
From: <ScottyCBoy at aol.com>
To: <AudiV8 at 1stchoicegranite.com>; <quattro at audifans.com>
Sent: Saturday, May 11, 2002 7:41 PM
Subject: Re: Crunched 5000 TX law Question


<snip>
> Insurance companies use what's called partial fault. I personally think
it's
> a way to lessen their losses. Basically an insurance company can calim
that
> the innocent party is partially responsible for an accedent (usually by
> driving too slow stopping suddenly for some reason other than to avoid an
> accident, failing to signal, driving too fast, driving with your cruise
> control on, etc.etc.) It's a bunch of crap to me.
>
> Scott
>

Right you are, Scott. In Ontario the gov't has mandated no-fault insurance
to get away from this little problem. My insurance company explained it to
me when my '86 5ktq was totalled years ago. It was the other driver's fault
but my insurance company paid the loss on my 5ktq.When I expressed surprise
that they had to pick up the loss when it wasn't my fault, they said under
the old system they would have had to go after the other insurance company
to get their money and get lawyers involved. I would have been assessed some
fault (maybe 10% if I wasn't at fault at all) so I wouldn't get a full
payout. Under the no-fault system each insurance company pays all the losses
for their insured drivers. They claim they save money under the no-fault
system by avoiding the legal costs and the law of averages evens out the
at-fault and not-at-fault costs for each insurance company.
Worked for me - I got a nice '91 200q out of the deal.

Fred Munro
'94 S4