File insurance claim?

[ScottyCBoy at aol.com]

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In a message dated 1/11/03 9:11:04 PM Central Standard Time,
abuc at attglobal.net writes:


> Now, here's the rub. I have a claim incurred 2/19/00 about ready to drop off
> my
> record. That one was my fault--I misjudged clearance and smacked a pillar
> in a
> parking garage, and I figured I'd just have to play straight with my
> insurance
> company (Safeco) and admit it. Coming in with another claim has an obvious
> downside, but so does eating it myself. I don't think this one should count
> against me, since I'm not at fault, but I don't know if that's realistic. I
> imagine I could call my agent on Monday, sound her out, and then decide
> whether
> to file a claim. Any advice is welcome, thanks!

For small claims such as this one, after paying your deducatable and your
rates rising it would more than likely be cost effective to fix it with your
own money, or live with the minor damage. from the description of the damage
you'll probably have to pay most of the claim via your deductable.

Scott