Multiple Vehicle Insurance

[George Selby]

At 07:40 AM 3/28/03, you wrote:
>Just one interesting tidbit.  Where I live, in Ohio, they have a wonderful =
>little program where the state sends out proof of insurance cards to random=
>  people requesting car insurance information.
>
>At any time, you may get a card, ON ANY CAR YOU HAVE A VALID LICENSE PLATE =
>FOR, and you must provide proof of insurance on this car.

Well here in NC, we have a more advanced version of that program.  If you
let you insurance lapse while there is a valid license plate on your car,
you lose the plate for 30 days (and you can't put another one on that
vehicle for the 30 days) AND have to pay a $50 civil fine to get it
back.  The insurance company notifies the DMV of your lapse the day it
happens, they send you a letter.  If you don't respond quickly, they send a
Highway Patrolman over to your house to collect your plate for you (Isn't
that nice!)

If you have 3 plates, and change them from car to car (as I do, I have 6
cars and 3 plates,)  you just call your agent, let them know you are
dropping one car and adding a car simultaneously, then go to the DMV and
transfer the plate (the same day as the insurance, for only $10, about $30
less than the cost of getting a new plate.




George Selby
gselby4x4 at earthlink.net