insurance company hell with 4kq

[Doug Johnson]

Nathan,

I hope I'm not to late to help, because I've got experience in exactly such
a situation as you're in right now.

Firstly, contact your state's Attorney General, or the state's Insurance
Commissioner.  They are the ONLY ones who can tell you what your rights are.

In my case, I was told I was entitled to a second appraisal of the value of
my '87 4000CS quattro.  The independent appraiser, paid for by the at-fault
party's insurance company, was approximately 50% more than the original
estimate.

If this is your right in your state, too, make sure the independent
appraiser sees ALL of your service and maintenance records.  I had routing
service records, along with records of about eight years worth of routine
oil changes.  That's all it took, in addition ton the fact the second
appraiser was a car nut.

The hope is that either the car's determined to be of a valued high enough
so that it's not totaled, or that, if it is totaled, you get more cash.

Please let me know how this works out for you, as I'm a fan of the 4000
quattro, and I now drive an '86 that replaced my beloved '87.

Good luck!

~ Doug

-----Original Message-----
From: quattro-bounces at audifans.com [mailto:quattro-bounces at audifans.com] On
Behalf Of Nathan Ray
Sent: Saturday, June 18, 2005 1:34 PM
To: quattro at audifans.com
Subject: insurance company hell with 4kq

This is the only time when I regret driving a 19 year old car.  On wednesday
I was peacefully driving my 86' 4kq in town and I got in an accident with a
woman's honda.  Entirely her fault, she turned left in front of me at a
green light, but it did a hefty bit of damage to the quattro.  It mashed the
passinger side front fender, bumper, hood, headlight, and all of the
headlight mounting frame/trim stuff, as well as the side and center piece of
the silver trim that goes around the car, it also damaged the black trim on
the passinger side door.  So I talk to her insurance company on thursday and
they say that they accept the liability for the damages and to take it to my
local audi dealer for repairs and the will handle everything.  So when I
take it to the body shop for an estimate they tell me that the car is a
total loss because it has $2700+ in damages and there is no way it's worth
that much.  And I tell them that I don't care how much it's worth because I
didn't crash it, somebody else damaged my car and they're responsible for
fixing it.  This is all complicated because the shop can't get used parts
because the only junk yard in the area with 4k's is a u-pull type place and
they wont go and get the parts or take them from me if I pull them.  I now
have to battle the shop and State Farm to not total my car. They have no
comprehension of the fact that I like my car and I don't want money to buy
another one, I just want mine fixed!  It's especially frustrating because
I've already put like $800 into it this spring with a timing belt
etc./coolant hose/heater core/slave and master cylinder job.
Nate
86' 4kq freshly damaged

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