Market value issue

[Dan DiBiase]

Kneale, I have my 2 MGB's covered by Hagerty. There is nothng in the policy that prevents you from driving the car
as much as you want or to wherever you want. They do want you to park the car in a locked garage (versus driveway
or street) and they do want proof that you have another car (assuming it's your daily driver). There is no mileage
limitation.

New Jersey has restrictions on the 'QQ' historic plates that are more like what you describe.

 Dan D
'04 A4 1.8Tq MT-6
Central NJ USA




----- Original Message ----
From: Kneale Brownson <knealeski at sbcglobal.net>
To: Bluemaxww1 at aol.com; quattro at audifans.com
Sent: Wednesday, August 20, 2008 5:34:37 PM
Subject: Re: Market value issue

Do thay do this for daily drivers now too?  Originally you only could drive covered vehicles to and from shows and for "weekend pleasure" type uses.  They didn't want to see your covered vehicle parked at your work location.

Bluemaxww1 at aol.com wrote:  For those of you who have the older cars, you may want to look into "Agreed 
To Value" insurance policy.

Hagerty Insurance has added "exotic" class to there line of classic car line 
insurance policies. I have spent a lot of time and way too much money over 
the years on my coupe. I have had my 914 insured with them for years, but 
they would not do the Coupe as a "Classic". But then they came out the there 
Exotic insurance, and I approached them again. 

I email them a multitude of pictures, a list of every modified part on the 
car, and we came to "An Agreed to Value." The cost was a little less than my 
AAA, but at least we both know the value of the car. Then if someone does 
hit me, all I have to say is, this is the value of the car. Pay up.

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