[s-cars] Track Events and Car Insurance

[Bruce]

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OK, so now that I have been spending a fair amount of time at the track, I =
decided to actually read my new auto insurance policy, from New Jersey Manu=
facturer's Insurance Company in, you guessed it, NJ!

Pertinent sections reads (and it is the same for damage, liability, etc.):

Blah blah blah does not cover.......

Loss to your covered auto or any non-owned auto, located inside a facility =
designed for racing, for the purpose of:

a=2E Competing in; or
b=2E Practicing or preparing for;

any prearranged or organized racing or speed contest.

So, to my jailhouse lawyer's mind, this means that a driver's education eve=
nt, which is neither a race or a speed contest, is OK by my policy.

Also, since it refers specifically to prearranged or organized, if I happen=
 to show up at Lime Rock at the same time some other guys do, and then race=
 against them bumper to bumper with no notice, it's covered. :)

Also, street racing is covered, which is good to know, since it's not insid=
e a racing facility.

Bruce, uh, I mean, John Doe