[s-cars] Track Events and Car Insurance

[JShadzi at aol.com]

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Yes, the key is to identify it as a "Driver's saftey course", also, to
identify the scene of the accident as the road "just outside of" the track,
which is where most misfortunate accidents happen...so I hear.

Javad

In a message dated 07/08/2002 4:00:23 PM Pacific Daylight Time,
brucem105 at comcast.net writes:


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> OK, so now that I have been spending a fair amount of time at the track, I
> decided to actually read my new auto insurance policy, from New Jersey
> Manufacturer's Insurance Company in, you guessed it, NJ!
>
> Pertinent sections reads (and it is the same for damage, liability, etc.):
>
> Blah blah blah does not cover.......
>
> Loss to your covered auto or any non-owned auto, located inside a facility
> designed for racing, for the purpose of:
>
> a. Competing in; or
> b. Practicing or preparing for;
>
> any prearranged or organized racing or speed contest.
>
> So, to my jailhouse lawyer's mind, this means that a driver's education
> event, which is neither a race or a speed contest, is OK by my policy.
>
> Also, since it refers specifically to prearranged or organized, if I happen
> to show up at Lime Rock at the same time some other guys do, and then race
> against them bumper to bumper with no notice, it's covered. :)
>
> Also, street racing is covered, which is good to know, since it's not
> inside a racing facility.
>
> Bruce, uh, I mean, John Doe
>
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