[s-cars] CA warranties
Raymond H. Tomlinson
rtomlins at vermontlaw.edu
Tue Oct 29 17:02:24 EST 2002
Pizzo, thanks for the love. Oh, so much love. But for my dog and some beer, I would be forced to love myself.
(wait, did I just say that aloud?)
>>> Joseph Pizzimenti <pizzoman at yahoo.com> 10/29/02 15:15 PM >>>
Ray,
You're scum and a word-twister, but we like you cause
your dog's cool and you buy good beer.
-Joe-Joe the Clown (today)
--- "Raymond H. Tomlinson" <rtomlins at vermontlaw.edu>
wrote:
> Mike et al,
>
> Disclaimer: The following is offered for
> informational purposes only,
> and does not constitute legal advice nor create an
> attorney-client
> relationship. yada yada yada.
>
> Insurance is a creature of state law (McCarran
> Ferguson Act), subject to
> very limited federal regulation. Thus, states
> granting Accel the
> license to conduct the business of insurance may
> further grant Accel the
> ability to specify which state law governs the
> policy. Although you may
> move to another state to establish domicile (legally
> divorced from the
> term "residence"), nothing can prevent you from
> acquiring coverage based
> on that domicile (Except states not licensing
> Accel). However, if the
> intent to relocate was simply to procure insurance,
> such fraud will
> avoid the policy.
>
> If you have a valid Accel policy and subsequently
> relocate to CA, the
> state must offer full faith and credit to contracts
> entered into (e.g.,
> employment, insurance, marriage) in another state.
> Thus, Accel must
> honor claims made in CA or other states not
> licensing Accel's
> warranties.
>
> Welcome to the business of insurance.
>
> Ray Tomlinson
>
>
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