BTW, killer deal at least in the Philly/NY/NJ area- $449/mo. with $0 down, $0 security deposit on the S60 right now with cold and premium packages. Even on a 10k/yr. lease, it's a pretty good deal. Make it 15k/yr. for $499 and it's a smoking deal, although I have no idea what the residuals are on the car. Taka