[s-cars] WAS Misfire Diagnostic Help; NOW Switching Insurance

[Mike Claire]

Clean driving record?  Not really.

Geico searched back 8 years for convictions and they found a minor at-fault
accident 2 years ago ($800 payout, which didn't count against me), and I
think (but I'm not 100% sure) 3 convictions against me for speed.  My wife
had a conviction last year for at least 20 over (in reality the cop had her
at 91 in a 55).  My kids' records are clean.

So you don't have to be a saint to save money.  By the way, I did NOT do
any real research.  After looking at my AMICA bill ($3400), I decided it
was ridiculous and went online to the first name I thought of.  50% savings
was worth pulling the trigger on immediately.  Maybe someday I'll shop
around and see who's less - it's all diminishing returns at this point.

Tom, funny you mentioned Audi Club DE.  It was only yesterday I talked to
my wife about doing exactly that for my boys.  She and my daughter did one
at NHIS about 3 years ago, an excellent investment that I'd like to make in
my boys.

"Driver's Ed" would be a joke if it weren't mandatory AND expensive.  Get
this - they're teaching my boys NOT to aggressively turn their heads when
backing up!  They're INSTRUCTING them to keep their head forward and use
mirrors?  I actually find it hard to believe, but they swear it's true.
I'm not at the bottom of this yet....



Mike

On Mon, Jan 16, 2012 at 8:57 PM, Mike Miller <mikemilr at blackfoot.net> wrote:

> I wonder if one should not change companies at least once every 5 years
> just to get the good "switch to us" rate. Of course, one does need a clean
> driving record to get that. Perhaps just threatening to change would lower
> rates at the current company.
>
> --mike in montana
>
>
> On 1/16/2012 6:48 PM, Tom Green wrote:
>
>> Take some of that premium savings and take them to an Audi Club teenage
>> driver event.
>>
>> The sad news is the premiums could be even less if Geico didn't spend all
>> that money on TV ads.  I get all shaky when I keep hearing that the company
>> business model can only be sustained by growth.  That almost sounds like
>> the federal government can only operate with a deficit.  : > ) Maybe I
>> should be looking.  I have been with my insurance company continuously
>> since 1962.  That's 50 years in April.  : >  )
>>
>> These cables haven't always been this cheap.  I use a full version of
>> VCDS for the wife's A4 and kids Allroad.  My neighbor has two UrS6 cars
>> also, so just resetting the damn service indicators keeps it in use.  I
>> bought the 2X2 adapter on ebay though.
>>
>> Tom
>>
>> On Jan 16, 2012, at 7:33 PM, Mike Claire wrote:
>>
>>  Nice!  I've been I blinking codes since 2003, all to save $20?  What
>>> else am I doing wrong???
>>>
>>> Well here's one.  I've been ignoring those Geico commercials a long time
>>> (15 minutes can save you 15% or more).  AMICA charges me $3400/yr for an
>>> '06 Acura TL, a '98 Grand Caravan (no collision or comp) and my '93 S4.  I
>>> have 3 kids age 16 to 20, figured it would be the same everywhere.  Same
>>> coverage at Geico, $1650.  Just found out on Friday.  D'oh.
>>>
>>>
>>> Mike
>>> doing other stuff wrong, just don't know what
>>>
>>
>>
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