[V8] maintenance/predictions NAC

[Mike Arman]

Opinions solicited . . .

This has almost nothing to do with Audis but Audis do make a stepping 
off point for the question.

We pretty much know that a V8Q will need a timing belt every 60K at a 
cost of about $1,000 (or so), racks last XXX miles, heater cores after 
so many years and so on.

We can predict the service and maintenance that will probably be needed 
in the future when we look at the miles, usage and present condition of 
the car. While each car is of course different, these predictions make a 
good general guide.

I'm trying to do the same thing for myself. I am trying to "predict" 
what medical problems and/or procedures *I* am likely to need over the 
next five years, after which time I will be eligible for Medicare and 
won't need to buy health insurance any more.

I need some sort of actuarial table which goes something like this: "A 
male of 60 years, normal height and weight, can expect a XX% chance of 
(pick a medical problem - or problems) in 5 years, 10 years, 20 years."

I also need some sort of actuarial table which gives estimates of the 
chances of my being injured in other than an automobile (my car 
insurance will cover that).

As you can tell, I'm trying to find some sort of health care plan which 
will cover me for my most probable medical needs and not break the bank 
in doing so (wish me luck).

I do know that most "dread disease" insurance policies are a waste of 
money, and the AARP insurance plan which they sent me covers essentially 
nothing for $150 a month (they pay 17 whole dollars toward an EKG . . .)

Problem is that everyone who offers these plans will tell you THEIRS is 
by far the best, and I have no real way to evaluate what I might really 
NEED as opposed to what they have to sell me.

Finally, I would like to avoid political discussions about what might 
happen sometime in the future maybe perhaps, and whose fault it is or 
isn't. None of this, interesting as it is, will help me evaluate my 
options NOW, if things change (hopefully for the better) then I'll 
rethink the coverages I need.

Best Regards,

Mike Arman
1990 V8Q
1946 model me.