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Points to ponder:

     For those who have invested heavily $$$$ in your Audis with various high 
dollar performance and cosmetic upgrades. In the case of an accident in which 
your beloved Audi is "totaled", is there an insurance company which will 
reimburse you for what you've actually invested in the car or do you have to 
settle for, in the words of State Farm: "fair market value" ?  This is 
especially true for those with early Ur's.  Some of the modifications I've 
seen on these Ur's have easily doubled what the blue book value for the cars. 
DO you all have special insurance or are you tempting fate ?

JoJo