Re: Insurance

[Huw Powell <human@nh.ultranet.com>]

very good question that plagues me.  I know a car isn't worth "what I have into it"
but your headlight example is a good one.  A buddy of mine had his 67? Valiant
inspected for a small fee, by a professional, for the purposes of insuring it for
more than scrap value.  It was appraised at $7000, so that is now what he can
insure it for.  I plan on a similar route once my car is painted (after the rust is
fixed).  Any real info on insuring "special" improvements would still be welcome
(ins. agents on the list?).  I realise one can always dig out receipts and records
and fight the ins co if necessary, but that doesn't pay for one's labor.  Hence the
appraisal.

>    I believe you, as the customer, can insure your vehicle for any justifiable
> amount. Call your insurance agent, I think s/he'll tell you that your car will
> have to be photographed to record any and all customizations, thereby providing
> proof should the unthinkable happen.
>
> Sean Ford
>
> From: Duff, Ian <IDuff@CHARTER.com>
> >Let's say I win the lottery, and decide my CQ really needs to be an RS2,
> >and make it so. How do I insure it, or even can I? More mundane point,
> >let's just say, for the sake of argument here, that the headlights suck
> >enough that I replace them with some expensive You're-a-pee'in ones. So
> >far, so good. Now, some chump drives into the front of my car, and ruins
> >those expensive, non-USA OEM lights. How do I go about getting them
> >replaced without having to cough up the difference between the stellar
> >USA OEM flashlights the insurance adjuster is willing to pay for and the
> >expensive ones I'll settle for? There are lots of simple examples that
> >fit here, like aftermarket wheels, or aftermarket anything, for that
> >matter.



--
Huw Powell
HUMAN Speakers
79,80,81,*82*,83,84,85,86,87,88,97 Audi Coupe (GT)...