Re: HELP!! Insurance company trying to screw me and my 4000Q!!

[Chip Greenberg <commassoc@pvtnetworks.net>]

>They don't want to fix the car.
>I assume they want to pay me their assessment of the car's value ($3000), and
>then they get to keep my car (presumable to be dismantled for parts).

This happened to me with my '90 Golf, which was (and is) my primary 
transportation.  The repair estimate was about $400 more than the 
insurance company valued the car at.  Since it ran great, and was my main 
vehicle, I valued it much higher!  The insurance company paid me off for 
the car, and I was able to get the body shop to repair it with after 
market parts that were cheaper than the OEM parts the insurance company 
wrote for in their estimate.  I ended up with a fixed car and $300 in my 
pocket!  My title now says "salvage" on it, but I don't care.  Probably 
keep the Golf till it drops.

CG