Wacky insurance companies

[Mike Arman <armanmik@n-jcenter.com>]

There is *NO* telling what any particular insurance company will do when
the ex-burger-flippers who work there are confronted with anything the
least bit beyond their extremely limited experience and competence.

A few years back, I had a Daytona-MIGI, which is a fiberglass MG-TD replica
body using a VW floor pan and running gear. Thoroughly nasty,
uncomfortable, rode like a rock, poorly designed and downright dangerous,
but it sure did look nice . . . (In fact, one of the WORST cars I have ever
owned.)

Anyway, insurance company #1 (and alas, I don't remember the names of the
companies - probably repressing it all), who carried my existing insurance
on something dull and ordinary (and low risk) not only declined to insure
the MIGI, but cancelled my other policy as well!

Insurance company #2 told me that this was an extremely high risk vehicle
and that kit-cars were, well, almost impossible to insure at any price and
that they would do it if I just wrote them a check with a gazillion zeroes
after the number, no problem then.

Insurance company #3 decided that this car was actually a 1949 VW, and
insured it accordingly - $150 a year or something absurd. How they figured
that out is beyond me, but I wrote them a check and kept the car legal
until I sold it - and good riddance.

Dealing with insurance companies is like kissing toads - you have to keep
trying and hope the right one comes along.

Best Regards,

Mike Arman