RE: screwed part deux..

["Dan Sinclair" <sinclair@prospro.com>]

Well, in Chris' defense - when you insure a car stereo system against theft,
most companies offer replacement value.  I carried a "stereo" provision on
my old car that covered replacement value of my $800 worth of equipment.  If
your car (and stereo) is destroyed by a careless motorist, the end result is
the same as theft - the stereo has been "taken" from you despite your best
efforts...

Dan Sinclair
1988 Audi 90, 69K mi.
Walla Walla, WA
Pics&details: http://131.107.68.28/a4.org/registry/details.asp?car=761

-----Original Message-----
From: owner-quattro@audifans.com [mailto:owner-quattro@audifans.com]On
Behalf Of fender tweed
Sent: Wednesday, May 12, 1999 7:59 AM
To: quattro@audifans.com
Subject: Re: screwed part deux..the insurance company's offer??./
salvage cert.???


Chris: I don't want to seem harsh, but did you really think you were buying
dollar for dollar coverage?  No way; it's all subject to depreciation, and
the net question is, as you mention, does it increase the value of your car
to a willing buyer in an arms' length transaction.  Mods like stereo, etc.,
generally have to be considered as things you do because they make you
happy.  Rarely, if ever, will you get your initial outlay back, either at
sale time or when there's a loss.

>i was under the impression that if there were items that i added to the
>car,
>that were not stock, and i had furnished reciepts for them, then the ins
>co.
>would reimburse me for the cost of these items.


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