Re: screwed part deux..the insurance company's offer??./ salvage cert.???

["Stephen Bigelow" <sbigelow@sprint.ca>]

My stereo was depreciated by my insurance company at 10% per year.....of
course, it doesn't say that anywhere _I_ could see in the policy.
Somewhere there is a store giving away 10 year old car stereos, right?
Since they have no value?



>Chris: I don't want to seem harsh, but did you really think you were buying
>dollar for dollar coverage?  No way; it's all subject to depreciation, and
>the net question is, as you mention, does it increase the value of your car
>to a willing buyer in an arms' length transaction.  Mods like stereo, etc.,
>generally have to be considered as things you do because they make you
>happy.  Rarely, if ever, will you get your initial outlay back, either at
>sale time or when there's a loss.
>
>>i was under the impression that if there were items that i added to the
>>car,
>>that were not stock, and i had furnished reciepts for them, then the ins
>>co.
>>would reimburse me for the cost of these items.
>
>
>_______________________________________________________________
>Get Free Email and Do More On The Web. Visit http://www.msn.com
>