Re: screwed part deux..the insurance company's offer??./ salvagecert.???

["William Cooper" <william_c_cooper@email.msn.com>]

On another note, could we please drop the whole "screwed by insurance
company" thing.  I appreciate that there are jerks in every industry, but if
the same company paid out $300,000 to $500,000 on your behalf because you
ran over some kid, your couple thousand a year in premium would seem a
bargain.  Trust me, I've seen companies pay claims they had no business
paying (big ones).  One thing I know helps (this is the shameless self
promotion part) is having an agent run some interference.  Companies dealing
directly with insureds have a much easier time denying claims than when they
have to explain that denial to there Agent.
I know, I know------SHAMELESS!!!!!

Bill Cooper
'91 200 t
-----Original Message-----
From: JordanVw@aol.com <JordanVw@aol.com>
To: quattro@audifans.com <quattro@audifans.com>
Cc: quattro@audifans.com <quattro@audifans.com>; vanagon@gerry.vanagon.com
<vanagon@gerry.vanagon.com>
Date: Tuesday, May 11, 1999 9:59 PM
Subject: screwed part deux..the insurance company's offer??./
salvagecert.???


>well, the insurance company called and told me what they'd offer me for my
>'84 5000 turbo..  they are only giving me $2100 for it...which i am taking
a
>loss on, and is totally unfair for the excellent shape the car was in,
but -
>that doesnt matter to THEM. they just see it as a 15 year old car w/ 160k
on
>it.
>the ins. adjuster told me that i could give him reciepts of things i added
to
>the car, that were not stock, but he said he would just call an audi dealer
>and ask them if the things i had added to the car would make it worth
>more...???????
> do you REALLY think a new Audi dealer cares what kind of things i have
added
>to my car?
>
>i was under the impression that if there were items that i added to the
car,
>that were not stock, and i had furnished reciepts for them, then the ins
co.
>would reimburse me for the cost of these items.  i already know they arent
>going to reimburse me for general repairs.
>
>example:
>if i had a $1500 custom stereo system in my car, and the stereo system was
>damaged in the wreck, and i furnished the ins. co a reciept for the stereo
>system,- all the adjuster is telling me he would do is call a brand new
Audi
>dealer and ask them if the custom stereo system makes my 84 turbo worth
>more!!!???
>am i at the mercy of a brand new Audi dealer, as to what they think my '84
>turbo is worth?
>this doesnt sound right.
>
>also, the adjuster is telling me that if i want to buyback the car - i have
>to send my good title back to the state of Pa and get a Salvage title.
>????
>i have NEVER heard that...  i have 3 cars, right now, that were totalled by
>other insurance companies and i bought them from the individuals who had
>bought them back from their insurance comapnies, when they were totalled.
>And they ALL have good titles - and one of them is a Pa title.  One of the
>"totalled" cars i am now driving (bought it from a Qlistmember) as i needed
>something to replace my '84 turbo in the interim.
>
>the adjuster is telling me he wont give me any $ for my car until i get a
>salvage cert.  Has anyone else bought back their wrecked car, and not had
to
>get a salvage cert????   lets just say my car was "totalled" (which it is)
>but still driveable, and roadworthy (which it isnt)....  if i wanted to buy
>my car back - and still use it, then i would be screwed because i had to
turn
>my title in to the state and get a salvage cert????
> the "totalled" '86 5000 turbo that i am driving in the interim (PO's ins
co
>"totalled" it because of hit in RR which is definately fixable..) has a
good
>title...the PO wasnt required to send his title off to the state to get a
>salvage cert....
>
>what gives????
>
>any help would be appreciated...
>
>chris
>'84 audi 5000 turbo, wrecked April 25, and now dealing with A**HOLE
insurance
>company
>