insurance
adam morley
axm135 at po.cwru.edu
Tue Feb 19 11:03:16 EST 2002
do you happen to have a link, considering i dont see it on the front page any more?
On Tue, Feb 19, 2002 at 11:40:51AM -0500, Roger M. Woodbury wrote:
> Well, I was actually hoping that everyone would rush right over to the web
> site and read the article.
>
> The part that I was surprised to see was the report that it is possible to
> get a "diminished value" settlement on a damaged car here in Maine.
>
> This was news to me, although it has been a dozen years since I was in the
> biz, and actually more than that...more nearly fifteen since I dealt with
> private passenger automobile insurance.
>
> The concept of "diminished value" for a vehicle is interesting to me as an
> Audi owner. Certainly the value of either of my cars would be considerably
> diminished in fact due to a collision, due to the complexity of the
> vehicle's drive systems. Some states don't allow this, but Maine is one of
> about a dozen or so that does.
>
> I thought that the article was pretty clearly written. From my experience
> it would be a good thing if more people would read and come to an
> understanding of just what "insurance" means, and in fact, is. Too often it
> seems, the only thing that people like to do is complain about how they have
> been "screwed" by the insurance system. In my experience this was seldom
> the case.
>
> In fact, most people who were "screwed" by the system, were really screwed
> by ignorant or corrupt agents, or as often as not, merely expecting someone
> else, like the insuror, to make up for their own stupidity and
> irresponsibility. Articles such as on the MSN web site this morning, are
> informative and should be of value for most people who own automobiles to
> read at least once in their lives.
>
> Roger
>
--
thanks
adam
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