Multiple Vehicle Insurance

[Pat Korach]

Tex Terry

I have 1 car with full coverage and two with liability only.   All three
have the minimum liability of 25K but I do have a
umbrella policy of 1 Million  dollars
which will cover anything over the 25K.
That policy cost me $204 a year which
is cheaper than having a higher liability
on the three cars.

Pat Korach
Kirkland, WA


----- Original Message -----
From: "TEX TERRY, II" <texactii at csonline.net>
To: <quattro at audifans.com>
Sent: Thursday, March 27, 2003 8:33 AM
Subject: Re: Multiple Vehicle Insurance


> From: Dan Cordon <cord4530 at uidaho.edu>
> To: urq at audifans.com, quattro at audifans.com
>
> (snip)
> My question is: What are people doing for insurance? I've been
> able to find multiple car discounts (5-10%), but it seems that a
> household with 2 drivers and 6 vehicles should be able to find a cheaper
> solution for insurance on all the cars.
> (snip)
>
> Hi Dan  -  We have a similiar situation (2 drivers but three drivable cars
> - 96 Geo Tracker, 86 Jaguar XJ-S Coupe, and 86 Chevy Astro Van, the other
> two cars - 83 Audi 5000 Turbo and 46 Dodge truck - have been off the road
> for rebuilding).  While shopping around on the Internet, the best quote I
> received was around $2,135.00 for one year.  This was for full coverage on
> the Geo, and liability only on the Jag and van.  The level was at the
> 100-300-100, with 500 deductable.  A local agent (who we have been using
> for the last eight years) has us placed with the Westfield Group (out of
> Ohio) for $1,340.00 for one year (this is better than the price he had for
> us, over the last three years, with the Progressive Ins Co.).  My wife is
> 45, and I am 56.  All three vehicles have regular seat belts (not the
> motion kind) with shoulder harness, and only the Geo has dual airbags (the
> Jag and van do not have airbags).  None of the vehicles have ABS.  The
> Westfield Group apparently handles quite a few states here in the
> northeast.  Maybe you can find a similiar company, that handles
surrounding
> states, as well as yours, that may give a better pricing.  Let the private
> insurance agents do the work for you (of researching the rates), by you
> calling them for some quotes.  I was used to paying a lot better rate,
back
> home in Texas, as compared to the rates up here in the northeast, but I
> learned that the rates are higher in this section of the country.  Hope
> this helps you.
>
> Tex Terry, II
> 83 5kt sedan (non-quattro)
> Franklin, PA  USA
>