[Vwdiesel] Smooshed Golf Update-Insurance Hassle Stage Has Begun

[Dave Cook]

I just got off the phone from the lady from USAA with a settlement offer.

The initial offer was $5,816 Cash Value.

If they take the car, then they add on things like sales tax and registration fees, etc that I would have to pay on a replacement vehicle, making the final settlement offer $6,333

If I keep the car, then I don't get those things, and they subtract their salvage value of $1447 from the Cash Value ($5816) and I would get a check for $4751.


Also, they had to use a comp from Florida and one from Chicago to come up with the value.  Which means to replace the car I'd need to buy a plane ticket.  The lady I was talking to said I'd have to ask the adjuster about getting cash for that...

My plan at this point was to probably keep the car and drive it in its ugly state and start looking for another Golf, but take my time to find a good one again.  After that, whenever that happens, I would start parting the Smooshed Golf.

Thoughts?  How do those numbers sound?  I am going to start looking for comps and see if the offer can go up some.  If anyone is aware of any good-condition 2002 or 2003 Golf TDIs for sale, I'd appreciate you sending a link my way.

Thanks,
 
Dave Cook