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tool sharing -- insurance

At 03:52 PM 11/10/98 -0500, Juno Cobram wrote:
>Sounds like a great idea.....BUT, in practice will probably be
>a major headache.  [snip]

 The VAG1551 costs
>over $1000 I think, if it gets fried by someone mistakenly hooking
>it up REALLY backwards,  what would be the recourse for the 
>members who (I'm guessing) financed the tool purchase?  


Just a thought ---  insurance contract?   Maybe, expensive items could be
insured against theft or damage, and the cost shared either by those who
rent them, or just included in the membership. 

Andrei